Terms of Use Agreement

Last Updated: January 05, 2026

1. Service Overview & Not a Lender Disclosure

SameDayLoansInUSA is NOT a lender. We do not make credit decisions, originate loans, or set interest rates. We operate as a referral service connecting consumers with independent third-party lenders.

We do not guarantee that:

• You will be matched with a lender.
• You will be approved for a loan.
• You will receive a specific loan amount or interest rate.

2. Eligibility Requirements

By using this website, you represent and warrant that:

• You are at least 18 years of age.
• You are a legal resident of the United States.
• You agree to provide accurate and truthful information.

Restricted States: Our services are not available to residents of Arkansas, New York, Vermont, and West Virginia.

3. Consent to Electronic Communications (TCPA)

By submitting your information, you provide your express written consent to be contacted by us and our network of lenders/partners via:

• Telephone calls (including automated dialers and prerecorded messages).
• SMS/Text messages (standard rates may apply).
• Email and Direct Mail.

You agree to these communications even if your number is listed on a National or State "Do Not Call" registry.

4. Dispute Resolution & Arbitration

5. Third-Party Websites

Our website may contain links to third-party lenders. Once you leave our site (e.g., when redirected to a lender's page), our Terms and Privacy Policy no longer apply. We are not responsible for the practices or content of third-party websites.

6. Limitation of Liability

In no event shall SameDayLoansInUSA be liable for any direct, indirect, incidental, or consequential damages arising from your use of this service. Your use of this site is at your own risk.

7. Updates to Terms

We reserve the right to modify these terms at any time without prior notice. Your continued use of the website constitutes acceptance of the modified terms.